Orchard Shipman


Latest buy to let & property investment news


Landlord faces agent in TV showdown

‘Nightmare Tenants, Slum Landlords,’ Channel 5’s new show exposing the ups and downs of the private rental sector, is set reveal how rogue operator Carl ... Full story

HMOs top investment table

HMOs were found the be the best performing investment over the four years between 2010 and 2014.  Research conducted by Platinum Property Partners (PPP) found that ... Full story

HMO landlord fined

A rogue landlord who overcrowded his property was fined nearly £6,000 at Grantham Magistrates Court.  Sanjay Patel let his house in multiple occupation (HMO) to six ... Full story

UK rents highest in Europe

UK tenants in the private rental sector pay higher rents than anywhere else in Europe.  According to research by the National Housing Federation (NHF), tenants in ... Full story

Tax change on enveloped dwellings

Changes to the Annual Tax on Enveloped Dwellings mean that businesses across the UK that own residential properties could be affected, even those outside of ... Full story

Virgin Money tightens buy to let rules

Virgin Money is set to reduce the number of buy to let properties each landlord is able to borrow against and is also preparing to ... Full story

Landlord reminder of new CO legislation

From the 1st of October, the new Smoke and Carbon Monoxide Alarm (England) Regulations 2015 require landlords to install and check smoke and CO alarms ... Full story

Bank of England warning on buy to let

The Bank of England’s biannual Financial Stability Report has dubbed the buy to let sector as a threat to the economy.  The Bank said: ‘Looser lending ... Full story



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Featured landlord articles


Landlord responsibilities beyond the boundary

All landlords are aware that if their tenanted properties fall into disrepair, they are liable for any injuries their tenants sustain due to the disrepair of a private rented property. This will also apply to areas within the curtilage of the property - that is, the garden or yard area. Most would feel this defined the limit of their responsibilities. But how many landlords know that they should also be looking for disrepair in any areas which provide access to the property? Not many would be my guess. However, a ruling in Edwards v Kumarasamy (2015) has changed that. ... Full story

Five out of six rentals meet safety standard

The headline in ‘Inside Housing’ was actually ‘One in six private rented homes unsafe’ which makes the situation appear far blacker. This data was extrapolated from the English Housing Survey conducted by Citizens Advice and the New Policy Institute, which found that of 740,000 private rented properties, 16%, had a category 1 hazard, as defined under the HHSRS, which posed a ‘severe threat to health or safety’. Sharon Betton, landlord advisor with the Bolton Bond Board and author of The Landlord Good Management and Practice Guide, considers the findings. ... Full story

Right to buy extension to boost rental sector

Right to Buy, introduced by Mrs. Thatcher’s Government in 1979, formalised what up until then, had been an option offered by local authorities. Councils could choose not to sell their properties, particularly in areas of high demand and little availability. That changed with the Right to Buy. Tenants could enjoy the benefits of home ownership with massive discounts on the price. Over the years, huge numbers of council properties have been sold, waiting lists have grown and the private rental sector has had to be relied upon to meet the shortfalls that have arisen. ... Full story

Universal Credit - the story so far

Universal Credit pilot schemes in the North-West have now been in operation for some time with a view to implementing the scheme nationwide by 2017. It has not been a smooth ride. Sharon Betton, landlord advisor with the Bolton Bond Board and author of The Landlord Good Management and Practice Guide, works in the areas where the pilot schemes have been running. She reviews the saga so far. ... Full story

A necessary repair

Repair issues are not always straight forward; nor is allocation of responsibility between landlord and tenant. Sharon Betton, landlord advisor with the Bolton Bond Board and author of The Landlord Good Management and Practice Guide had an interesting case that illustrates this perfectly. ... Full story

A taxing time for buy to let investors

With the Conservative party now secure in Government for another five years, there has never been a better time to get your tax affairs in order. The Conservatives ruled out rises in corporation tax, VAT, National Insurance and Income Tax but, with the mandate given to them by the British public to plug the national deficit, there is a concern that other taxes could be targeted including those in real estate such as stamp duty land tax. ... Full story

Post election - A win for landlords

‘The party's over, it's time to call it a day...’ goes the old song and that certainly seems to be the case for the Liberal Democrats, UKIP and Scottish Labour. For supporters of those parties, my sympathies, but for the private rented sector, the result was perhaps as good as could be hoped for. Sharon Betton, landlord advisor with the Bolton Bond Board and author of The Landlord Good Management and Practice Guide looks back at the election results and what it means for landlords. ... Full story

Property management is now easy

Victoria Whitlock, AKA 'The Accidental Landlord' explores the pros and cons of managing a property yourself vs using an agent. She considers a third way: Can easyProperty’s new Property Management service at 3.6% give landlords peace of mind as well as quality service? ... Full story

New section 8 and section 21 notices

‘If it isn’t broken, don’t fix it’ is a frequently used expression when there seems a degree of unnecessary interference and changes - and that is what we have got from the 2015 Deregulation Bill. Landlords are well aware of the need to follow correct procedures, many of them attending awareness raising and training sessions so that their actions comply fully with the law. All that knowledge will now need additions, if landlords are not to fall foul of the legislation. ... Full story

Buy to let legislation - the story so far

Whether you are looking forward to the forthcoming General Election with joyful anticipation or sick dread at the changes that could be effected such a short time from now, what is certain is that it has focused the legislature on tidying up some issues in the private sector before the big day. Sharon Betton, landlord advisor with the Bolton Bond Board and author of The Landlord Good Management and Practice Guide looks back at the changes so far. ... Full story



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